For the grantor, there are a few potential tax benefits that can come with setting up a charitable trust.
With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.
Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal income tax penalty.
There can be a substantial benefit to deferring taxes as long as possible.
Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.