Last Updated: September 24, 2021
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OUR Terms of Service apply to the following three websites:
These Terms of Service and any additional terms that may be disclosed to YOU for the services YOU select (“Terms”) is an agreement between the User of the Services ("YOU", "YOUR") and Mark Toney, owner and administrator of the above websites ("Toney Blogs", “US”, “OUR” or “WE”) for YOUR use of the websites, mobile websites, applications and any other products, services or tools that link to these Terms (“Services”). Links to any third-party products, services or tools are governed by the third party's terms of service.
5. Services – Creating a User Account
Some of the Services may require or allow YOU to create/receive a password and account designation. YOU are responsible for maintaining the confidentiality of any such password, account, and information displayed in the account profile. YOU are fully responsible for all activities that occur under YOUR password or account. If YOU allow third parties to access the Services through YOUR username and password, YOU will defend and indemnify US and OUR owners, agents, affiliates, partner organizations, successors and assigns from and against any liability, costs or damages arising out of claims or suits based upon or relating to such access and use. YOU agree to immediately notify US of any unauthorized use of YOUR password or account or any other breach of security related to the Services of which YOU are aware.
Our Websites, Toney’s Tax Tips™, Toney on Money™, Toney’s Health Insurance Blog™, contain original content from our Editor, but also pertinent tax, financial and health insurance & health industry information that is curated from third-party sources. The Websites are a public resource of information, which is intended at the time it is posted - but not promised or guaranteed - to be correct and up to date. The information should not be viewed as actual tax, insurance and/or financial advice, and is not representative of a client relationship. The information on this site may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax, insurance, and/or financial advice from an independent advisor.